Mr. Garamlal, 66, has lost count how many times he has stayed up all night during the monsoon seasons. As soon as it starts to rain, he looks for plastic sheets to cover his handful of belongings. He spends the night scooping out water seeping in through his walls. Winter can be just as harsh for him and his 61-year-old wife. As temperature drops, the elderly couple struggles to sleep on their cold mud floor. They spend all night stoking the fire to keep their room warm. The fire is a necessity but an ever-imposing risk to their sticks and thatched house. The house does not have a proper door and the walls are crumbling. Several generations of Garamlal’s family spent their lives in this house located in the eastern lowlands of Nepal.