Flood Effected

Before Rima’s family moved into their new home, maintaining the old one was a job of its own. The mud cottage they lived

For several months each year, Asha Kumari, 37, manages alone. Her husband Prem Bahadur travels to Ratnagiri and Shimla to pick

Milan, 32, has spent enough monsoons watching water claim his home to know what it costs, not just in damage, but